Life insurance is a great way to secure your family financially. Whenever it comes to choosing a life insurance plan few decisions are as crucial as choosing the right policy and life insurance provider.  A lot of excellent companies are available nowadays, however, the right insurer for you depend...

Are you looking for open care final expense plans to buy for yourself or someone you care about? Well! Open care life insurance is a final expense plan (type of whole life insurance) that gives coverage to the insured for their entire life.  These plans are great for those people who want to minimi...

As you grow old, you realize that time has stretched and you want people around you. Most seniors were lonely after retirement and became careless about their physical and mental health. In this situation, entities like Senior supplemental referral service play a valuable role for these individuals ...

AARP Life Insurance is the short for “Association for American Retired Persons”. It was established in 1958. AARP life insurance policies are usually underwritten by New York Life. New York Life is the second biggest life insurance agency in America according to its market share. It has served t...

Purpose of Life insurance is to protect your loved ones after your sudden death. It is to secure the future of your dependents from any cash crisis.  Investment aims to multiply your money many times. Thereby, both are separate domains for different  purposes. However, if you combine insurance and...

Basically, there are two major types of life insurance policies: Term Life and Permanent Life. Only the permanent life insurance policies have a cash value component. Permanent life insurance has 3 types: Universal Life, Whole Life, and Variable Life insurance policies. Face value vs cash value of l...

During the last few decades HIV-Positive patients were usually denied the right to buy a good life insurance policy. This happened due to lack of awareness. And because the life insurance agencies hesitate to accept HIV or AIDS patients since they have lesser life expectancy. Especially during the C...

Life insurance is a safety net that serves the purpose of protecting your loved ones from monetary hardships after your death. Some states of the US have made it compulsory for people to buy the mandatory types of life insurance for protection of their dependents. Life insurance is mainly of two bro...

It is reasonable to buy many life insurance policies rather than going for one comprehensive whole life policy. When you buy one heavy policy to act as an umbrella for all expenses, it can become a hassle sometimes. If you buy a $1,000,000 coverage whole life, it can seem like the best idea ever. Bu...

For normal, healthy, young, non-smoking people; it is very easy to buy life insurance for their family members. It is a sensible move to buy life insurance to safeguard the future of your loved ones in your youth. After middle age or old age, it becomes a bit difficult to go through a medical exam [...