Whole life insurance is permanent life insurance. It covers you for the whole of your life and typically has a component that functions like a cash value investment. If you have complicated financial demands, whole life insurance plans may be worth considering, even though they are substantially mor...

The event of divorce comes with a lot of things at one time. Amidst this, sorting out life insurance is often overlooked. But there is a need to look into matters of assets and if you are a parent you have to ensure that your children can deal with it as smoothly as possible. It […]...

Like term life insurance the level of term life insurance offers its consumers financial protection for a limited duration of time but it differs from the former in its death benefit and premium payments. Level term life insurance requires the same amount of premiums for the entire duration of the ...

Covid -19 pandemic did not leave a place that it has not affected. Its widespread presence in homes, hospitals, and workplaces has generated many concerns, especially for working people whose job was at risk if they caught the virus. One of the many concerns related to the covid was the incomplete a...

The popular benefit of buying a life insurance policy is to get death benefits for final expense coverage when the policyholder dies. That indeed is the dominant feature of the policy but there is another component known as living benefits. These are the funds that the insured receives while they ar...

Many people do not distinguish between term life insurance and level term life insurance and consider the two synonyms. However, the reality of the matter is that both are different products with different coverage components. So need to know the difference before applying for the policy. Otherwise,...