Bestow Life Insurance

Bestow Life Insurance

Bestow Life Insurance is a Dallas-based insurance company providing its services in all the states except New York. Since 2017, the company is known for offering online insurance with an easy application process. The company has just started, which explains why it lags behind the other insurance companies in terms of ratings. However, the company has not recorded any major customer complaints.

Term Life Insurance:

Bestow Life Insurance provides only term life insurance for 10, 15, 20, 25, and 30 years. Anyone within the age bracket of 18 to 60 can buy the term life insurance with the coverage amount of $50,000 to $1.5 million. The policy payment is decided by several factors, including age, gender, term length, and the coverage amount. Still, it can start with a minimum payment of $10 per month. The term life insurance purchased provides coverage for a predetermined period. If the insurer dies during the term of the policy, the beneficiaries are given the death benefit.

Also Read: Lumico life insurance company

How to buy the insurance?

The process of buying insurance from Bestow Life Insurance is simple and straightforward. The online procedure makes it easier for people to acquire insurance without any hassle. The insurance purchasing process at Bestow is nearly automated. The data of the customer is retrieved online with the consent of the customers. Then, an algorithm approves whether the person is qualified for insurance or not. Once the approval is given, there is no medical examination required.

Pros and Cons:


  • Bestow Life Insurance provides coverage without any medical examination.
  • The online application process makes the insurance procedure easily accessible.
  • The premium payment for a month can be as low as 10$, making the purchase feasible on the pocket.


  • Bestow life insurance does not provide whole life insurance that limits the options.
  • Insurance is not given to people above the age of 60. This age restriction reduces the pool of customers.
  • There is no rider policy available with any of the insurance, which means no additional coverage.

Who should buy insurance from Bestow Life Insurance?

Bestow life insurance is an ideal option for you if you want to acquire term life insurance without any medical examination. It helps you get the insurance online without any hassle. So, if you are someone who disapproves of visiting the company, again and again, bestow life insurance is the right pick for you.