A life insurance policy is a safety net that comforts the beneficiaries left behind by the policyholder, in time of any post-death financial crisis. Basically, there are two types of life insurance policies. Permanent Life Policy and Term Life Policy. As names imply, the permanent type accounts for ...

Death is an unforgettable part of life; most do not like to think about it. But planning for a secure future is crucial to stabilize your loved ones financially after you pass away.  One aspect worth mentioning you can consider for this preparation is burial insurance. This policy is specified to p...

Burial Insurance Policy is also known as a “Final Expense Life Insurance Policy”. Burial Insurance can be bought separately, for ensuring that your funeral ceremony can be held by a funeral home. It relieves your surviving family members from the immediate expenses of arranging your funeral afte...

Death is a bitter truth of life, and being prepared for it is a responsible act. In today’s world, everyone is concerned about the financial security of their loved ones. One of the easy ways to ensure financial support for your family during difficult times is by purchasing burial insurance.  Bu...

What is a Term Life Insurance Policy? As the name implies, simply put, it has a specified period of time. Generally, the time period ranges from 10-30 years. There are many types of term life policy such as:  Instant Decision Term Life Policy. Annual Renewable Term Life Policy. ROP Return on Policy...

The death of a loved one is an overwhelming experience, and checking the practical aspects of their passing can be challenging for you. Along with many other decisions that had to be made at that time, filing a life insurance claim was one of the most important.  You must file the claim as soon as ...

The death of any loved one is a difficult time for the surviving family members. There are many ways to dispose of the corpse afterward. The two most popular ways used in the US are burial and cremation. It is a time of mourning and despair, which makes decision-making harder. Most people mention ho...

Health insurance is crucial for ensuring people access quality and affordable healthcare. However, not everyone in the United States of America has health insurance. Many of the country’s population faces the brutal reality of living without health insurance.  It is interesting to know how ma...

Health insurance is an integral part of the healthcare system in the United States of America. It helps the policyholders pay for medical care, including doctor visits, hospital stays, and prescription drugs. However, health insurance can be expensive, and access to affordable ones has become a prim...

Life is full of surprises, where some are wonderful, and others can be life-threatening. Health emergencies are the most lethal and nightmarish situations for anyone. No matter how well prepared you might be, a sudden critical accident can leave you disabled or bankrupt in one go.  Since the Covid-...