For a long time, life insurance did not offer coverage to protect people who were ill with cancer or who had been diagnosed with this disease at the time. The truth is that there is a long list of serious diseases that companies are not required to cover, especially if at the time we wanted to get this policy(life insurance with cancer) we already suffered from that disease.

However, this scenario has been changing little by little and now there are many insurers that are betting on offering clients a specific type of cancer life insurance in which the necessary coverages to cover cancer patients can be included . It must be taken into account that there are many types of cancer, some with a high mortality rate and others with less, but it is still a condition that can be quite expensive due to the medical treatments that must be carried out.

In this sense, the main life insurance with cancer policies that we have found in relation to all this are aimed mainly at breast and prostate cancer. These are common diseases among the Spanish population, although it is also true that they are not the ones with the highest mortality, since much progress has been made in their treatments and today they can be easily curable. Taking all this into account, currently in the sector we have an innovative life insurance that, in addition to offering the main death coverage, also provides financial compensation due to this disease and even includes additional coverage such as medical consultation, a second opinion or also some related to the treatments to be carried out. This is another step that companies have taken to offer customers greater security and provide all the necessary support so that people with cancer feel covered in every way.

Why are companies including these new policies known as life insurance with cancer?

Although today there have been many medical advances, it is true that cancer is a disease that is still very present in the population and there are many people who can suffer from a condition of this type, who need financial help in many moments. But it is also true that treatments have evolved more and more and currently many types of cancer are curable as long as the appropriate health guidelines are followed and the corresponding medication is taken. Insurance companies have realized that cancer is a disease that can become “common” in society, especially if we refer to prostate and breast cancer, that is why they have made the decision to offer the clients certain coverage to be able to help them in this situation. They do it not only with the classic death coverage, but also with other additional ones that can give them peace of mind and will serve as a good financial support for all the expenses that may come to pass.

Although many companies have not yet considered this option, more and more are opting to include a policy of this type in their catalog, since this way they offer greater services to their clients who can count on more security in this regard.

Breast and prostate cancer

We know perfectly well that there are many types of cancer, but at the moment companies offer their life insurance covering the needs of people who suffer from prostate or breast cancer . Both conditions are common in Spain, the first one mainly in men and the second in women. In both cases, they are diseases that require special treatment that can be quite long-lasting, although it must be taken into account that neither of them has a high mortality rate, since in most cases they are usually treated on time, so that it is easy to overcome them.

Unfortunately, there are not always sufficient financial resources to be able to cope with the treatment they entail. For this reason, this type of cancer life insurance that has just been launched is very important, since it will be a good support for those who suffer from these conditions. At the moment, these new policies only cover the needs of breast or prostate cancer patients, but surely with the health advances that there are companies will continue to bet on offering customers new coverage that can cover other types of cancer. In any case, these are already working, although of course the premium that must be paid for this life insurance is somewhat higher, since those who suffer from these diseases are considered people at risk and the economic expense for them is much higher. .