Get A Quote Basically, there are two major types of life insurance policies: Term Life and Permanent Life. Only the permanent life insurance policies have a cash value component. Permanent life insurance has 3 types: Universal Life, Whole Life, and Variable Life insurance policies. Cash value vs fac...
Burial Insurance for Seniors: Securing Peace of Mind
Get A Quote Nowadays, many Americans are concerned with planning their financial future, especially their final expenses. As we get older, we ultimately include end-of-life or funeral expenses in our expenditures. For getting the best funeral or cremation services after your death, burial insurance ...
Pros & Cons of Burial: Advantages & Disadvantages
Get A Quote The death of any loved one is a difficult time for the surviving family members. There are many ways to dispose of the corpse afterward. The two most popular ways used in the US are burial and cremation. It is a time of mourning and despair, which makes decision-making harder. Most peopl...
Burial Insurance for Inmates: Options and Solutions
Get A Quote For incarcerated people, burial insurance gives a method to make their funeral plans worry-free. For prisoners, burial insurance can offer protection against costs such as funeral fees, burial plot costs, memorial services, and other connected costs. As it guarantees that they, their lov...
5 Best Medical Alert Systems for Seniors in 2023
If you are living alone or caring for a loved one who has a medical condition or disability, getting a medical alert system would be helpful. Well! If you do not know much about it or want to explore various options available in the market, this blog is for you. A medical alert system or […]...
Consider These 10 Tips Before Buying Life Insurance
Get A Quote According to a recent survey of LIMRA and Life Happens; most of the US people forgo life insurance due to the confusion regarding how much and which type of life insurance to buy. According to the 2021 Insurance Barometer Survey, COVID-19 pandemic led 31% of the US population to buy life...
Decreasing Term Life Insurance: Exploring Benefits and Costs
Get A Quote Broadly categorized; there are two types of life insurance: Term Life and Permanent Life. As the names show, the first one is temporary in nature while the other one covers you for life. Term life insurance is widely popular among the US citizens due to its affordable nature. Term Life o...
Types of Life Insurance: Compare Policies and Benefits
Life insurance policies aim to ensure that your loved ones are better prepared, to face the harsh financial consequences of your death. There are a large number of life insurance agencies operating successfully in the US. Most of them have been insuring their policyholders for longer than a century ...
Pros and Cons of Selling your Life Insurance Policy
Get A Quote The technical term for selling your Life Insurance Policy is Life Settlement. There are usually two reasons for selling your policy to a third party. Firstly, if you do not need it any longer, and secondly, if you cannot afford to make the monthly premium payments. The need for holding a...
Unused Long-Term Care Insurance: What Happens?
Get A Quote As people age, their insurance needs change. Some coverage essential in their younger years is no longer needed, and new types of insurance have become more critical. This is also true of long-term care insurance. It requires a decisive move on the policyholder’s part about what he wan...