Life insurance is a safety net for ensuring that you can avert as much future financial hardships from your loved ones, as possible. There are two main types of life insurance: Term Life and Permanent Life Insurance. Term Life is temporary in nature, but popular in US citizens, for being economical....

Pre-existing medical conditions make it more difficult and expensive to qualify for a life insurance policy but there is still some possibility. If you have some chronic or extreme health problem, you may likely get a policy if you shop around and look for several options.  Depending on your specif...

Burial insurance is a part and parcel of the comprehensive whole life insurance policy which is permanent in nature. The sole purpose of any burial insurance is to facilitate the loved ones after the death of the policyholder. This only caters to the immediate after-death small expenses of the perso...

First of all, let’s remember the purpose of buying burial insurance for seniors. The aim of burial insurance is to protect your loved ones from undergoing any financial hardships after your death. This is a minimal coverage whole life insurance policy sold separately to comfort the family members....

When it comes to the safe and secure financial future of our loved ones, everyone thinks about getting life insurance plans. Well! It could be a safe option as your insurance policy provides death benefits when the insured dies.  Life insurance policies come with a lot of options to choose from. Th...

Nowadays, all of us are concerned about the well-being and financial protection of our loved ones. We want to protect our family from any financial burden due to a sudden and inconvenient mishap. One of the best ways to lower your burden is getting your parents a final expense insurance that helps y...

IUL insurance is currently the talk of the town. It is being covered by Forbes, Fox Business, Investopedia, and many other renowned mediums. Investing in Indexed Universal Life Insurance can be awfully risky. But where it has its setbacks or risks, it offers huge profitable perks as well. In this bl...

Maybe you purchased your life insurance for a death benefit years ago, but times have changed. You will retire, and your life would be without a paycheck that could be different and hard to survive.  If so, you can decide to give up your universal life insurance plan. It enables you to save money b...

There are many recent unfortunate incidents that have led to complicating people’s lives. Firstly, the occurrence of the 2020 Covid-19 pandemic. Secondly, the ever-rising inflation worldwide, due to the Russia-Ukraine war. Consequently, people have been laid off from large corporations and multina...